How We Saved 50% on the Deluxe Dining Plan
For years, the Deluxe Disney Dining Plan has been an unheralded way to save a lot of money at Walt Disney World restaurants. It’s unheralded because it can be totally impractical. For most people, it’s the equivalent of buying 30 pounds of discount mayonnaise from Costco. Everyone loves mayo, but when you buy more than you can use before it expires, your savings are illusory. (Last updated April 2, 2019.)
The same idea applies with the Deluxe Disney Dining Plan. There’s the possibility for great theoretical savings, but the practical reality is that most Walt Disney World guests cannot or will not eat that much. In fact, the high likelihood of many unused credits is a big part of why Disney prices the Deluxe Dining Plan how it does. On a per-credit basis, it’s cheaper than the other Dining Plans, but it’s extremely unlikely you’ll use all those credits, or at least that you’ll use them to their full potential if used over the course of a normal Walt Disney World vacation.
However, there are ways to get clever with the Deluxe Dining Plan. We would know, as we’ve run this same exercise almost every year, and will be doing it again at least a couple of times in 2019. For most people, the easiest route is coupling the Deluxe Dining Plan with one reservation of a split stay (which we covered recently in our How to Do a Split Stay at Walt Disney World post). This allows you to spread out your credits over an additional day, since you have your full check-in and check-out days to use them.
Perhaps we’re getting ahead of ourselves. If you’re unfamiliar with Walt Disney World’s Dining Plan structure, check out our Ultimate Guide to the Disney Dining Plan post. The Deluxe Disney Dining Plan includes three counter service restaurants or table service meal credits and two snacks per night, plus one refillable mug per trip.
Given the flexibility of those meal credits–you could use them at Electric Umbrella or California Grill–the Deluxe Disney Dining Plan is viewed as something of an all-inclusive Dining Plan (it’s not actually, but for most people, it’s effectively that) or the ultimate dining splurge. You even still get appetizers with the Deluxe Dining Plan!
For our experiment (we’ll call it that to make this sound scientific instead of just like us stuffing our faces nonstop), we opted for a single night of the Deluxe Disney Dining Plan. During that time, we did three table service meals all with alcohol, appetizers, and desserts.
We also used both of our snack credits at the Epcot International Festival of the Arts, and somehow managed to get a few uses out of our refillable mugs. (More importantly, we took them home with us, as we didn’t have this new-ish design.) Even if you’re not visiting during one of the Epcot festivals, there are so many expensive snacks at Walt Disney World now that it’s easy to get bang for your buck that way.
Rather than following our own advice in our Best-Value Table Service Disney Dining Plan Restaurants post, we opted for restaurants that were expensive, but also that we had yet to review. (And also that we were hesitant to pay for out of pocket as we anticipated they’d be poor values.)
As such, we booked reservations for Tony’s Town Square, Teppan Edo, and Coral Reef. Not exactly the heavy-hitters of the Walt Disney World dining scene, but restaurants at which we’ve been wanting to visit or revisit. I’m not going to fixate on our experiences at each restaurant since we’ll have full reviews of each coming later and whether our meals were “good” or “bad” is sort of irrelevant to this post. We could’ve done this same experiment at other 1-credit table service restaurants and had good meals if we wanted.
Instead, we’ll cut to the chase and share the objective results. We spent $232.50 to add on the Deluxe Disney Dining Plan (two adults, one night) to our stay at Pop Century.
That’s undeniably a lot of money. It’s way more money than we spend out of pocket on food during an average day at Walt Disney World. However, here’s what each meal would have cost if we had paid out of pocket:
- Tony’s Town Square – $135.53
- Teppan Edo – $138.45
- Coral Reef – $137.12
- Festival of the Arts Snacks – $40.25
This amounts to a total value of $451.35 (plus whatever value you want to give the refillable mugs–we barely used them), which far exceeded the amount we spent on the Deluxe Disney Dining Plan. It even exceeded Disney’s own advertised savings on the Deluxe Disney Dining Plan since we saved roughly 50%. Still, we spent more than we normally would have per day on food, so that mayo analogy still applies, right?
Well, maybe. The added wrinkle here is that we did these meals over the course two days. The scenario we tested is not practical for an average tourist, but presents an interesting way to ‘hack’ the Deluxe Dining Plan for those willing to work for it. In this test, we did a 1-night stay and spread out our 3 table service meals over the course of two days.
Since the Deluxe Dining Plan credits do not expire until midnight of the day you check-out, you effectively have two full days to use a day’s worth of credits. Likewise, you’d have 3 days to use a 2-day’s stay worth of credits, and so on. This is why we recommend doing a split stay, and purchasing the Deluxe Disney Dining Plan for only one of those stays.
Given that this was all we ate over the course of two days at Walt Disney World, I think it was a good value. With that said, it is disingenuous to tout this as a savings of $200+. Had we paid out of pocket, we would not have ordered alcohol at any of these meals (most of the drinks were bad and overpriced–they weren’t even worth the ~$3 we paid out of pocket for the tips on each one). We also would not have ordered expensive entrees at Tony’s, nor would we have purchased refillable mugs.
On this blog, we normally stress that the Disney Dining Plan is only “worth” whatever value you get out of it, taking into account what you’d eat normally when paying out of pocket, not in the contrived setting of trying to eek as much value out of the credits as possible by ordering the most expensive entrees, etc. I think that’s a fair point that also needs to be emphasized here.
Even with that in mind, we would have ordered expensive entrees at Teppan Edo, moderately-priced ones at the other two restaurants, and outrageously priced snacks at Festival of the Arts. Even discounting the actual value of what we received, we still came out way ahead, saving around $100. The difficulty here is in replicating our “experiment.”
Normally, the best practical way to leverage the Deluxe Dining Plan over the course of a trip is to do a character breakfast, eat snacks midday, and do a Signature Restaurant for dinner. Unless your stomach is a bottomless pit, three table service meals simply is not realistic, and that’s true from both a hunger and time perspective.
If you’re a normal person considering the Deluxe Disney Dining Plan, that’s the ‘best use’ scenario we’d recommend. Even that isn’t totally practical. Character breakfasts and Signature dining are pretty much polar opposites of one another, so unless you’re a party of adults who like to embrace a sense of whimsy and sophistication, or a family with well-behaved and mature kids, even that scenario is pushing the bounds of practicality.
As we do a lot of 1-2 night stays for the sake of hotel updates, it’s easy for us to buy the Deluxe Disney Dining Plan for one night. For those of you doing regular trips, this might seem like a useless tip, but keep in mind that it’s possible to book split stays. You don’t necessarily even have to change hotels for this to work (although we enjoy that aspect of split stays).
Now, we’re not condoning do 7 one-night stays at Pop Century and booking the Deluxe Disney Dining Plan every other night of your trip (to the contrary, I think you might run into problems with the hotel refusing to keep you in the same room because of the hassle you’ve created), but doing a one night stay at the front or back end of your trip and splurging on dining during those couple of days could be a savvy and realistic move.
Ultimately, maybe you’ll be able to leverage the Deluxe Dining Plan in a way similar to what we did here, and maybe this is totally unreasonable and utterly useless for you. Part of Walt Disney World planning comes down to reading different ideas, and distilling the information to determine whether it’s pertinent to you. For some people, this is definitely a terrible idea. For others, it’s great. Irrespective of how it rates for you, hopefully it was at least an interesting read. After all, we made the great sacrifice of eating at Tony’s Town Square (TONY’S!) for you. 😉
Planning a Walt Disney World trip? Learn about hotels on our Walt Disney World Hotels Reviews page. For where to eat, read our Walt Disney World Restaurant Reviews. To save money on tickets or determine which type to buy, read our Tips for Saving Money on Walt Disney World Tickets post. Our What to Pack for Disney Trips post takes a unique look at clever items to take. For what to do and when to do it, our Walt Disney World Ride Guides will help. For comprehensive advice, the best place to start is our Walt Disney World Trip Planning Guide for everything you need to know!
Your Thoughts
Have you done the Deluxe Disney Dining Plan? Were you able to get value out of it? Do you agree or disagree with our take on the value of the Deluxe Disney Dining Plan? Any questions we can help you answer? Hearing feedback about your experiences is both interesting to us and helpful to other readers, so please share your thoughts below in the comments!
I did the Deluxe on my first WDW trip. For some reason it was priced the same as the normal plan so we figured why not? It certainly is a ton of food and we got to the point where we would try the deserts and not come close to finishing them. I won’t do a dining plan when traveling solo, but if I’m bringing family/friends (especially first timers) then I’ll usually do the normal plan.
Also, a bit nit-picky, but the headline is misleading. I read it and thought “Oh, there’s a trick to buy the dining plan at half cost!!”. “How We Saved 50% With The Deluxe Dining Plan” would be better.
To let you know how this plays out for a longer timeframe, my wife and I did this on a long weekend getaway (from our 3 kids!) last month. We purchased the Deluxe for our 3 night stay, and spread it out over 4 days. Even with using 2 credits for Cali Grille, and having two of the meals on our 4th day, it was still WAY more food than we needed/wanted. We arrived on Thursday, and by our Saturday dinner reservation at CG I didn’t want to eat anymore… I barely finished half of my amazing meal. On our last day I had a small breakfast the next morning at Ohana (any counter service plate at 1/4 the cost would have suited me better), and barely touched my lunch at Morimoto. I’m not a small guy by any means, so being bested by the Disney Dining experience was no small feat. I think if you get the plan for a 2 night stay, and spread it out to 3 days, that’s about as far as it’s practical. After that it’s not even enjoyable to keep up with all that eating!
I love Tony’s! But I am also the proud owner of a Cocker Spaniel lol. Can’t wait to read that review!
Our family did the deluxe dining plan once. We are foodies and have kids so the character breakfasts and signature dining dinners worked great for us. Sometimes we used the snacks for bfast (coffee and danish) had an early counter service lunch and later signature dining dinners. We had a great time and great food, but it did seem like too much food at times. We took home lots of rice krispy mickys as souvenirs! I think it probably is more a convenience and magical denial of cost for us than a savings, lol.
Just to confirm what others have said.
If doing a split BLT stay with DDP on first reservation, credits will end at midnight on last day of 1st ress?
Or
Will the credits end once you check into second reservation?
Thank you
Midnight. We checked in to our next room and were still using credits after.
We had 2 rooms and 8 people. Only one room got deluxe dinning and the credits were shared between all 8 people. I felt that we had a great deal especially during free dinning. Everyone ate well and snacked more than we should. If I had to calculate our savings it must have been at least $1,000 if not more.
I love this idea! We had a stay booked at Boardwalk last year and decided to go down a day earlier, so we booked one night at POR. We purchased the quick service dining plan for the one night because we intended to do D-Luxe Burger the first night and Epcot’s Food and Wine the next. I can’t recall the exact savings, but I was pleased that we saved money eating only at places where we were planning anyway.
I’ll have to give the deluxe plan with a leading one night stay some serious thought for our next trip. There is of course more savings to be had, but I’m not confident we would eat this much without having the plan. Either way, this is a cool hack for any of the dining plans.
We have a large family and take a yearly family trip to WDW. We usually book 6 rooms, 3 with the quick service plan and 3 with the deluxe. Because Disney doesn’t care who uses the credits, we all use the quick service meals for breakfast or lunch and use the dinner service meals at night. We simply divide the entire cost between all of the families and normally save between 500 and 600 hundred dollars between us.
Great idea! (And on a separate note, wow, that’s a big group! Not to take us off topic, but my family is thinking about a WDW trip, but we’ve never done a trip all together. Any tips you could share about doing a trip with a big group would be welcome! You could probably write a whole blog post just on that. 🙂
DELUXE only if you want to spend your time eating on your trip. REG dinning should be Good for most. On a trip over 4 day. You can use some days Sparingly giving the ability to use more other days if you want to get one 2credit meal like at CA grill( book 6mounth out 1hr before fireworks for best value… ps bring back Wishes fireworks Also O’hana 6mounth out reservation must Go. Book this one twice best value one credit .). QUICK dinning if your in park with kids. Fast easy for family’s.
I was thinking it would be cool to try going to DSW for the pro bowl this year. It is almost the cheapest time to go to the park with very low crowds. So I went online to see what the cheapest price I could get was. I’m coming from San Jose Ca, so I thought I would stay 5 days 4 nights just to make this trip worth going. THIS IS WHAT WENT DOWN. I pick Pop for hotel. Out of the moderate hotel range I feel like this is the best choice. (Just around 120$ a night. 4 nights. Approximately 500$ Room) first day pro bowl. ( it rained only that day of trip. Game was ok. People attending Awesome. It is Iike going to a football game without a home team. So everyone is welcome And happy. This was around 300$ which covers that days 2 tickets presale Ticketmast easy to get ok seats 200$. With uber 40$ food/drinks 60$. Tickets DSW most Expensive. 2people. 3day hopper. Around 900$. With Tax and fees I was around 2000$ for Disney and 300$ for NFL All Star game. NOT BAD. Flight on Frontier and JetBlue are cheap. OK maybe I can do this. But FOOD AT DSW. I need Ohona, California grill with fireworks, Steak in Canada, Hoop De do, CRT, and More. I’m a food guy. This would push my DW trip over the top. And. NOT possible. I’m not a pack a meal or Amazon guy. NOT at DW best food, service, immersive experience, and for me the best part of going YES is the dinning. OK LET GET TO IT. I tried picking a dinning plan for some reason it was cheaper for DELUXE dinning Than the others. This can’t be correct. So I Call. Worth the try. The Always nice customer service person said I see the same price. 2100$. TOTAL FOR HOTEL, 3DAY HOPPER, AND DELUXE DINNING.! After along time on phone. They said the price wasn’t reflecting correctly and thanks for bringing it to their attention. DISNEY WORLD fixed that asap. BUT we will Honor that $. Amazing and yes I will thank u. Of course I can’t suggest looking for anything like this. But I can tell You about DELUXE DINNING. Also my wife is a vegetarian lol. Because of her being a vegetarian. I thought I need to book dinner shows. Luau and HDR both 2credits awesome. Wife got one stage at both. Loved it. Food Ok. Atmosphere was amazing. I ate every were STK, Boat house, California grill, so many. You get a drink and this at some spot was alcohol, milk shake, good drinks 10$. Appetizer around 15$ value. Entree steaks, lobsters, and sometimes a veggie meal for my wife 40$. Dessert Creme brulee, Cheesecakes, stuff I can’t spell 15$. ALL Approximate $. Tip. Good tippers but Very deservingly because services the best. My wife would some times eat the app and dessert. I would eat the steal lol. Maybe it’s because it’s Disney, but the servers never seem to care and we just tip well be very nice. We had so many dinning credit. Together around 30dinning. 20snack. I would have a breakfast at Be are Guest 2credits with wife( book at 8am so u can get in park early. Tell front desk at BorG u want to come back in 1hour Or 2hours. Go on 7DMT and after Peter pan. And HM. CRT late lunch 4 credits with wife. Ohona dinner The Best Value but hard reservation. ( Reservations are a whole nother story but of course I suggested booking everything as far in advance as humanly possible I think that 6 months and you do need to book California grill o’hana and some others 6mounth out CAGRILL around 7pm gets u fireworks. Also others restaurants but CA grill without fireworks to me is not worth 2credits sorry ca. O’hana all day 1 credit. I don’t know that last forever though) 8 dinning credit that day. Dole whip all day. But some snack credits were really like meals for my wife. NOT ME. Some days. We would use 4Dinning credit others 8. But we used them all and all the snacks. some of the snack credit we used for gifts for friends family. like confetti popcorn and lollipops candy Apple. I know it was Hard for me to eat that much and thatbis from a guy that can eat. But i did have more than the average DELUXE DINNING person would normal get. Because my wife being a vegetarian and light eater. I would only recommended DELUXE if you are with Adults that can eats big breakfast lunch and dinner. No joke Big. And willing to give up some time in park on rides or relaxing. Even with great planning and booking everything the first day possible like fast pass and dinning. It did feel like a Mission to use all the credits. BUT a mission that a guy that has Been to all the parks and on all the rides in the past through other visits was willing to take. But if it is your first time No go to the parks. Safari at AK. Walk around the world at epcot. See the fireworks IN FRONT ON THE Castle. And soon Go to space. Also GO GO GO to Jelly Rolls and request a song. You can request any song, 50s, 90rap, Disney song, The guy’s song category and ability to play on the piano is unmatched. I literally have seen nothing like this and it is a must see. May I suggest let’s go fly a kite.
We did an alternative hack to this one. I stayed alone in a room at Pop Century and bought the Deluxe Dinning plan for the week. My father and his wife got their own room at Pop but split the cost of the plan with me. Then we split the credits, as we were all eating together anyways! Now I will admit we are not big eaters so we would order 2 apps and 2 meals and split that between 3 adults. Also we did do character meals and ate snacks for breakfast. It did not cover all our meals but it significa toy reduced the cost!
Hi
We recently visited in December 2017 and used the Deluxe Dining Plan. Originally, I booked our trip during the free dining offer and upgraded to Deluxe, but as we got closer and closer to our trip, I was very reluctant to stay at the Caribbean Beach. So, I rented points from two DVC members and paid their discounted price for the meal plan.
While planning for the trip, and having used the regular meal plan before, I went through 3 different scenarios to decide how much I thought we would spend out of pocket vs what we were paying for the meal plan (looking at menus for the ADRs we already has scheduled). After visiting in December (16-22) and adding up all my receipts (which is really hard to do b/c your final receipt when using DDP credits doesn’t list an amount) I think we saved between $200-$300 (Family of 5 with 3 A, 2K staying for 6 nights)
I totally agree with Tom’s suggestion that you do a character breakfast, and then a signature dinner. This not only spaces out your main meals, but in doing so utilizes your credits the best. We mostly did that but still had many credits left over that we used at Disney Springs for snacks to take home (and surprise family with)
Also, keep in mind that since there is SO MUCH food, we were able to save credits by sharing (never had any pushback when we asked) and ended up with at least one extra sit down meal because of that. Another thing that I think helped us save money (and not just break even) is that we ate at Cinderella’s Royal Table and that was the single biggest cost of any of our meals (including the signature dinners) So, if you’re planning that as one of your meals, either the Regular or the Deluxe will lily save you money as opposed to out of pocket. One last thing, our family doesn’t generally eat fast food and my wife and I consider ourselves amateur foodies. Because of that, the quick service restaurants aren’t our “thing”. If you are more into fast food, then the Deluxe Plan won’t be fore you.
This is a great idea to to every now and then but I’ve never thought it through. I often go for quick weekends with my sister. We love to splurge on meals sometimes and we could do this over a weekend. Great info!
We have a 11 day / 8 day split booked for August. Am I correct in assuming therefore that I could purchase the delux plan for our first 11days and use the remaining credits for the 7 day stay at our home resort (resort switch in between) ?? Or is that very un-Disney- like ?? Worried to chance it due to the costs involved, I would be mortified to then have to purchase another plan for the 7 days. I’ve previously had the regular plan for free when booking a vacation from the U.K. and loved its convenience and fantastic restaurants.
You can’t hold credits over past the initial stay. They all expire at midnight on the day of check out for the stay with which the dining plan is associated. Even if the second stay is at a Disney resort, the unused credits don’t carry over. It can still work well to do the dine plan on the first half of a stay and front load character and signature meals. We did this with a 4/4 night split stay and by the second half we had minimal interest in eating anyway 😉
Thank you Anne ! great tip ! We would save purchasing the plan for 4 days and using the credits for all our table service meals for the 11 days. Although I’m not sure how I can purchase a plan for just 4 days, when I try to add it to the booking it automatically reverts to the entire stay ! Any tips please ? really appreciate your help
Sorry if my prior reply wasn’t clear. You can’t buy the dine plan for part of a stay and use the credits for the full stay. You would have to purchase the plan for the full 11 nights of your first stay and use all the credits by midnight of check out on day #12. Front load all the signatures and character meals in that first 12 days and then be completely off the dine plan for the 2nd resort reservation. That was what we did. 4 nights at BLT with the deluxe plan used over the first 5 days. Then 4 nights at beach club without a dine plan because by that point we didn’t feel the need to eat!!!!
No. Won’t work! Credits will go to waste midnight after checkout.
Deluxe dining is over the top, and on my bucket list to try at least once. I can see that having three sit down meals each day would be too time consuming, but spreading them out over a day or two, using only signature restaurants is very smart! Something to consider for sure. THANK YOU!
I’ve just purchased our 4-day/4-park tickets. We haven’t decided dates, or hotel (looking to be on-Disney-property), yet. Can we still get this plan?
And, really, is it worth doing? We want to stay on property, because we don’t want to drive to and from another hotel. We like the idea that we don’t have to wait and search traffic, and can just take the shuttle, boat, or tram. We have 4 days, for parks. We are probably going to stay the night before, so an extra night for the hotel. Is it worth doing this Dining Plan?
You have to purchase a “Magic Your Way” package with hotel and park tickets to get the dining plan (they won’t let you add it to a hotel only reservation). But if you purchased the 4-day tickets directly from Disney (not from a third-party seller), try calling reservations to with your ticket info to see if they are able to somehow convert your park tickets retroactively to a hotel+ticket package for you. They might not be able to, but it might be possible given these things are all electronic these days. Good luck!
I did buy directly from Disney, actually. The 3-day/4-day Discover Disney special they have going on, right now. This is kind of a bummer. We’re trying to save money, and it’s becoming impossible. We are a bit overwhelmed with the hotels, and how expensive they already are, we were hoping this would make up for it a bit, heh. Maybe even allow us to stay somewhere on-property.
Thanks for the suggestion, I’ll try – but we haven’t booked/narrowed a hotel just yet, so it’ll have to wait until then, really. Thank you!
Updating my prior response because I just had a long conversation with a CM about this, because I saw another poster said they were able to get a plan with a room only reservation. It turns out you CAN do it (good news!!!) but it is a little complicated. Basically, there are two ways to do it.
The first and best way is to book a full Magic Your Way package (room+tickets+dining) and then cancel the just the park ticket component. You will be charged for the pack tickets initially (you can ask them just to book the minimum 2-day) but then you will be refunded the ticket amount assuming you are booking far enough in advance to avoid any cancellation penalty. Because you want to do these transactions more or less simultaneously, I would call the reservation line directly rather than doing it online just to make sure before you book that they can do it without any change or cancellation fees for your particular reservation.
The second way is to book a room-only reservation, and then call and ask them to change it to a room+dining package. The problem with this (which I just discovered because I tried and failed to do it just now for my upcoming room-only reservation) is that there is less availability for the room+dining package, so you might not be able to get the same room type with the same discounts. For us, the only option they had available would be to switch us from a discounted water-view room to a full price standard-view room that actually cost more, which negated any savings we would get with the dining plan and would having us an inferior room. So we kept our room only and will pay out of pocket. But this still might work for others if they are interested in adding the plan to a room-only, and there is more availability for package options (we booked at a VERY busy time).
Sorry this is complicated, but hope this is helpful for anyone considering these options. Cast Members are so helpful! Wish some of this info was on the website….
Well, the first way is out, obviously. Since we already bought the Discovery Disney tickets. Once we narrow down dates/hotel, I’ll try the second way. Thanks.
Do you *have* to buy park tickets as a ‘plan’ to be able to purchase the dining plan? Can you just do room and dining?
No, you have to have tickets. You don’t have to purchase them from WDW I don’t think (you could buy them from a reliable retailer and link them to MDE) but you can’t get the dining plan without a room and tickets.
We stayed at Port Orleans Riverside for 2 nights in January and had the Dining plan, no park tickets. So I think just a room is required.
Did you have an annual pass or are a DVC member? As far as I know, those are the only way to get the dining plan without a room+ticket package, but if you were able to get one another way I’d love to know since I have a room only reservation and was told the dining plan was not possible. This is the Disney guidance from last year and says you cannot book it without the package, AP, or DVC:
https://disneyparksmomspanel.disney.go.com/question/roomonly-reservation-add-dining-plan-arrive-resort-dont-340707/
Never mind, I figured this out by calling a CM and posted their explanation in response to a separate post in the comments here. Turns out it can be done after all!
So we are going for our first time in July, I know, hot hot hot hot, its all that works for us and since we have never been its time to go!!
I booked through Disney, it’s me, my mother, my 14 yr old daughter and her friend. My mother is not on my reservation, per Disney if i added her I would’ve had to get her the same plans/tickets as us and my mother isn’t going to park hop for 7 days, just didn’t make sense. That being said, I added the deluxe dining for the 2 girls and myself. Per the Disney Representative, my mother, who does not have a dining plan, can eat with us. She will use up one credit. I booked all the restaurants we want to try for all 4 of us, and if the Disney rep is correct, we will be left with 3 table service credits left. But in theory, this will cost us less then for the 4 of to eat and pay out of pocket. Plus on the days that mom spends the entire day at the park with us, she can use the QS and snacks as well. Does this seem right to you?
Hi, I am staing in a timeshare and can I get a meal plan for going to all four parks??
No, you can only get the meal plan if you stay on property.